which is the toughest subject in jaiib

JAIIB (Junior Associate of Indian Institute of Bankers) is an entry-level certification exam for banking professionals in India. It consists of three papers - Principles and Practices of Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking.

The difficulty level of each subject in JAIIB may vary depending on the candidate's aptitude and background. However, many candidates find Legal and Regulatory Aspects of Banking to be the toughest subject in JAIIB. This is because it covers a wide range of topics related to banking regulations, legal framework, and compliance, which requires a lot of reading and understanding. Additionally, the questions in this paper are often framed in a complex and convoluted manner, which can be challenging for candidates.

However, it's important to note that difficulty level is subjective and may vary from person to person. Some candidates may find Accounting and Finance for Bankers or Principles and Practices of Banking more challenging. The key to clearing the JAIIB exam is to have a good understanding of the concepts and a consistent study plan.